"Fake Or Invalid Driving Licenses Are Not Valid Defenses To Avoid Liability Of Insurer": J&K High Court [Read Judgment]

"Mere absence, fake or invalid driving license or disqualification of the driver to drive at the relevant time, are not in themselves defenses available to the insurer either against the insured or the third parties. To avoid its liability towards the insured, the insurer has to prove that the insured was guilty of negligence and failed to exercise reasonable care in the matter of...