Disease Caused By Insect Bite In The Natural Course Of Events Not Covered Under 'Accident' Insurance: SC [Read Judgment]

Ashok Kini

26 March 2019 7:14 PM IST

"In a policy of insurance which covers death due to accident, the peril insured against is an accident: an untoward happening or occurrence which is unforeseen and unexpected in the normal course of human events"

The Supreme Court has observed that where a disease is caused or transmitted by insect bite/virus in the natural course of events, it would not be covered by the definition of an accident. But, in a given case or circumstance, the affliction or bodily condition may be regarded as an accident where its cause or course of transmission is unexpected and unforeseen, the bench...

Disease Caused By Insect Bite In The Natural Course Of Events Not Covered Under 'Accident' Insurance: SC [Read Judgment]

Ashok Kini

"In a policy of insurance which covers death due to accident, the peril insured against is an accident: an untoward happening or occurrence which is unforeseen and unexpected in the normal course of human events"

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