In the wake of controversy regarding LPG subsidy diversion to Airtel Payments Bank while linking Airtel mobile number with Aadhaar, the Unique Identification Authority of India (UIDAI) has issued directives to banks and the National Payments’ Corporation of India (NPCI).
The UIDAI has directed the NPCI not to allow override request pertaining to an Aadhaar holder unless it is accompanied by the name of his current bank on the Aadhaar Payments Mapper and confirmation from the requesting bank that it has obtained the requisite consent of the Aadhaar holder for switching to the requesting bank on the mapper.
Huge controversy had erupted when many people complained that when an Aadhaar holder visits the telecom service provider for verifying his mobile number with Aadhaar, Airtel is opening his payment bank account and putting that bank account on NPCI’s APB mapper, overriding the existing bank account mapping, without the informed consent of the Aadhaar holder.
As an aftermath, the Airtel had reportedly offered to return Rs 190 crore subsidy that had flown into its payments Bank accounts of its 31 lakh mobile phone subscribers.
There were also complaints that many banks are seeding Aadhaar on NPCI APB mapper overriding existing bank account mapping without informed consent of the residents.
“As per the extant instructions, every bank has to obtain express consent of the individual before putting his bank account on the mapper. Non-compliance of these instructions at the ground level is leading to aforesaid complaints and inconvenience to account holders,” the UIDAI said.
The following directives have been issued by UIDAI to banks and NPCI: