Negative CIBIL Rating Challenged By Litigant Claiming No Loan Was Taken ; Supreme Court Seeks Affidavits From SBI & PNB

Amisha Shrivastava

11 Dec 2025 3:06 PM IST

The petitioner alleged that two other individuals with the same name as him were issued the same PAN number, and the loans taken by them have adversely affected his CIBIL score.

In a plea alleging that the petitioner's CIBIL score has been wrongly shown as negative, the Supreme Court on Monday directed Punjab National Bank and State Bank of India to file affidavits stating whether he has any loan and whether he has ever defaulted.A bench of Justice K.V. Viswanathan and Justice S.V.N. Bhatti was dealing with the petitioner's grievance that his credit score has...

Negative CIBIL Rating Challenged By Litigant Claiming No Loan Was Taken ; Supreme Court Seeks Affidavits From SBI & PNB

Amisha Shrivastava

The petitioner alleged that two other individuals with the same name as him were issued the same PAN number, and the loans taken by them have adversely affected his CIBIL score.

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