Denial Of Insurance Claim Is Justified In Case Of Breach Of Insurance Contract By The Insured Person: Delhi State Commission

Delhi State Consumer Disputes Redressal Commission ruled that denial of insurance claim by “United India Assurance Co. ltd.” is valid where the insured person violates the terms of insurance policy. A coram of President Sangita Dhingra Sehgal and Judicial member Pinki held that non-submission of requisite and essential documents ,as per the terms of policy, by the Complainant...

Delhi State Commission Holds Airbnb India liable For Cancellation Of Confirmed Booking

The Delhi State Consumer Disputes Redressal Commission bench of Justice Sangita Dhingra Sehgal (President) and Ms. Pinki (Judicial Member) held Airbnb India Private Ltd. liable for cancellation of confirmed international booking just few days before the arrival. Brief facts: The complainant booked accommodation for his stay at apartment Cadogan Square-II, Greater London,...

REAL ESTATE WEEKLY ROUND UP: NOVEMBER 25 – DECEMBER 1

MAHARASHTRA REAL ESTATE REGULATORY AUTHORITY Maharashtra RERA Holds Spenta Enclave Liable For Delay, Orders Interest To Homebuyers Case – Anil Kishinchand Rajani & Anr Versus Spenta Enclave Pvt. Ltd A/W 1 other Citation – Complaint No. CC006000000193129 A/W 1 other While allowing the complaints of Two homebuyers, Maharashtra Real Estate Regulatory Authority...

Rejection Of Claim Within Policy Waiting Period Not Deficiency In Service: Uttarakhand State Commission Allows Appeal By Universal Sompo General Insurance

The Uttarakhand State Commission, presided by Ms. Kumkum Rani and Mr. B.S. Manral held that an insurer's rejection of the claim due to the applicable waiting period under the policy does not constitute a deficiency in service. Brief Facts of the Case The complainant obtained a policy with a sum assured of Rs. 2,00,000 from Universal Sompo General Insurance for himself, his spouse,...

Dealer Responsible For Repairing Product If Insurance Facilitated Through Them : Uttarakhand State Commission

The Uttarakhand State Commission, presided by Mr. M. K. Singhal and Mr. C.M. Singh held a dealer responsible for the repair/ replacement of the product as the insurance was indirectly facilitated by them and the customer had already paid the insurance premium. Brief Facts of the Case The complainant purchased an OPPO F1s mobile from a dealer for ₹17,000 and insured it through...

Electronic Evidence Must Be Reviewed Properly: Uttarakhand State Commission Remands Matter Involving Domino's Back To District Forum

The Uttarakhand State Commission, presided by Ms. Kumkum Rani and Mr. B.S. Manral, remanded a matter involving Domino's Pizza back to the District Commission on the ground of irregular and inadequate examination of electronic evidence. Brief Facts of the Case The complainant and his family, being strict vegetarians, placed an online order with Domino's for a vegetarian pizza, taco,...

Failure To Notify Customer Upon Reaching Credit Limit : Uttarakhand State Commission Holds BSNL Liable For Deficiency In Service

The Uttarakhand State Commission, presided by Mr. M. K. Singhal and Mr. C. M. Singh, held that failure to notify a customer when 80% of the credit limit is reached, as required by TRAI rules, amounts to deficiency in service. Brief Facts of the Case The complainant requested BSNL to provide international roaming services so he could communicate with his family while travelling to...

Anantapur District Commission Holds Shriram General Insurance Co. Liable For Wrongful Repudiation Of Valid Claim

The District Consumer Disputes Redressal Commission, Anantapur (Andhra Pradesh) bench of Smt. M. Sreelatha (President), Kum. D. Grace Mary (Member) and Sir B. Gopinath (Member) held 'Shriram General Insurance Company Limited' liable for deficiency in service for its failure to settle a valid claim amount assessed under IRDA approved survey findings. Brief Facts: The Complainant got...

Injury Must Be Direct Cause Of Death To Claim Insurance Under Accidental Death: Telangana State Commission Dismisses Appeal Against United India Insurance

The Telangana State Commission, presided by Smt. Meena Ramanathan And Sri. V. V. Seshubabu held that to claim the insurance policy under accidental death, the insured's death should directly have been caused by the injury in question. Brief Facts of the Case The complainant' husband, an advocate, had an insurance policy with United India Insurance/insurer making the complainant...

Telangana State Commission Dismisses Appeal Containing Claims Of Excessive Compensation Against Flipkart

The Telangana State Commission, presided by Smt. Meena Ramanathan And Sri. V. V. Seshubabu upheld the District Commission's order in an appeal against flipkart and dismissed the complainant's demand for excessive compensation. Brief Facts of the Case The complainant bought a Hammer Pulse 2.0 Smartwatch through Flipkart using his friend's account, paying Rs. 3,700 via PhonePe....

NCDRC Upholds SBI Life Insurance's Rejection Of Insurance Claims Due To Non-Disclosure Of Material Facts

The National Consumer Disputes Redressal Commission presided by AVM J. Rajendra, AVSM VSM (Retd.), (Presiding Member) upheld SBI Life Insurance's decision to reject the complainant's claims on the grounds of non-disclosure of the deceased's drug addiction before obtaining the policy. The National Commission relied on the principle of utmost good faith, observing that the...

Complainant Must Provide Clear Evidence Within Limitation Period For Claims Made: Telangana State Commission

The Telangana State Commission, presided by Smt. Meena Ramanathan And Sri. V. V. Seshubabu allowed an appeal by Sri Jayarama Motors and held that the complainant should provide clear evidence of their claims within the limitation period. Brief Facts of the Case The complainant exchanged his Maruti 800 car for Rs. 30,000 while buying a Maruti Alto 800 from the dealer....