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![Absence Of Fitness Certificate Is Fundamental Breach Of Insurance Policy : 5 Judges Bench Of Kerala HC Overrules 3 Judges Bench [Read Judgment]](https://www.livelaw.in/cms/wp-content/uploads/2018/10/Hrishikesh-Roy-Ramachandra-Menon-A-K-Jayasankar-an-Nambiar-Anil-Narendran-and-Justice-Devan-Ramachandran.jpg "Absence Of Fitness Certificate Is Fundamental Breach Of Insurance Policy : 5 Judges Bench Of Kerala HC Overrules 3 Judges Bench [Read Judgment]")