Panipat District Commission Holds Muthoot Finance And Liberty General Insurance Co. Liable For Wrongful Repudiation Of Medical Claim

The District Consumer Disputes Redressal Commission, Panipat (Haryana) bench comprising Dr R.K. Dogra (President) and Dr Rekha Chaudhary (Member) held Muthoot Finance Limited and Liberty General Insurance Company liable for deficiency in service for failure to reimburse the insurance claim even after receiving the requisite documents. Muthoot Finance, being the Complainant's employer,...

Chamba District Commission Holds Future Generally Insurance India Co. Liable For Wrongful Repudiation Of Accidental Claim Based On Invalid Blood Report

The District Consumer Disputes Redressal Commission, Chamba (Himachal Pradesh) bench comprising Mr Hemanshu Mishra (President) and Ms Mamta Kaura (Member) held Future Generally Insurance India Insurance Company liable for deficiency in service for repudiating a valid accidental claim by relying on an apprehensive blood sample report which had discrepancies regarding handling and...

Bengaluru District Commission Holds Croma And LG Liable For Failure To Replace Or Refund Defective Refrigerator

The Additional Bangalore Urban District Consumer Disputes Redressal Commission-III, Bengaluru (Karnataka) bench comprising Shivarama K (President), Chadrashekar S. Noola and Rekha Sayannavar (Member) held Croma and LG liable for deficiency in services and unfair trade practices for failure to repair and replace the refrigerator purchased by the Complainant which had regular issues such...

Panipat District Commission Holds RBL Bank Liable For Failure To Return Seized Tractor Despite Receiving Outstanding Payment

The District Consumer Disputes Redressal Commission, Panipat (Haryana) bench comprising Dr R. K. Dogra (President) and Dr Rekha Chaudhary (Member) held RBL Bank Ltd. liable for deficiency in services for failure to honour the agreement made with the Complainant to return the tractor upon the payment of outstanding instalments by him. The bench directed the bank to release the tractor...

South-West Delhi District Commission Holds DCB Bank Liable For Wrongfully Charging Foreclosure Fee For Individual Loan

The District Consumer Disputes Redressal Commission-VII, South-West Delhi bench comprising Suresh Kumar Gupta (President), R.C. Yadav (Member) and Dr Harshali Kaur (Member) held DCB Bank liable for charging foreclosure fee from an individual borrower, as against the terms of the loan and RBI guidelines. The District Commission observed that the Bank wrongfully classified an individual...

Inconsistency In Treating Similar Medical Insurance Claims, New Delhi District Commission Holds Max Bupa Health Insurance Co. Liable

The District Consumer Disputes Redressal Commission–X, New Delhi bench comprising Monika Aggarwal Srivastava (President), Dr Rajender Dhar (Member), and Ritu Garodia (Member), found Max Bupa Health Insurance Co. accountable for wrongfully rejecting a valid medical claim. The Commission noted that while the Insurance Company approved one claim, it rejected another similar claim,...

Unreasonable Delay In Handing Over Possession Of Property To Buyers: NCDRC Directs Builder To Refund Entire Amount Along With Interest

The National Consumer Disputes Redressal Commission has re-emphasized that buyers should not be subjected to indefinite delay for possession of their property. The bench presided over by Mr. Ram Surat Ram Maurya alongside Mr. Bharatkumar Pandya as member while partly allowing a consumer complaint, observed that an unreasonable delay by a builder in offering possession of flats amounted to...

Failure To Inform Bus Schedule Preponement, Bengaluru District Commission Holds Redbus Liable For Deficiency In Service

The Additional District Consumer Disputes Redressal Commission-IV, Bengaluru (Karnataka) bench comprising Ramachandra M.S. (President) and Nandini H Kumbhar (Member) held Redbus is liable for deficiency in services for failure to notify the Complainant about a bus departing earlier than scheduled from the bus stop. The bench directed Redbus to refund the booking amount of Rs. 1,023.5/-...

Train Passengers Responsible For Luggage Safety Unless Railways' Negligence Is Proven, New Delhi District Commission Dismisses Complaint Against Northern Railway

The District Consumer Disputes Redressal Commission–X, New Delhi bench consisting of Monika Aggarwal Srivastava (President), Dr. Rajender Dhar (Member), and Ritu Garodia (Member), dismissed a complaint against Northern Railways regarding stolen belongings. The Commission held that the responsibility for the safety of goods during a train journey lies with the passengers, unless...

Mere Insurance Proposal Does Not Amount To Acceptance Even If Initial Premium Is Paid, Solan District Commission Dismisses Complaint Against PNB Metlife LIC Ltd.

The District Consumer Disputes Redressal Commission, Solan (Himachal Pradesh) bench comprising D.R. Thakur (President), Vijay Lamba (Member) and Neelam Gupta (Member) dismissed a consumer complaint against PNB Metlife LIC Ltd. The bench observed that the insurance company received the premium. However, the acceptance of the insurance policy was not conveyed to the insured. Therefore,...

Shimla District Commission Dismisses Complaint Against Samsung And Bajaj Allianz General Insurance Co. Based On Unsubstantiated Claims Of Service Deficiency

The District Consumer Disputes Redressal Commission, Shimla (Himachal Pradesh) bench comprising Dr Baldev Singh (President) and Mr Jagdev Singh Raitka (Member) dismissed a complaint against Samsung, its store, and Bajaj Allianz General Insurance Co. (the financer). The Complainant who alleged manufacturing defects with the purchased Samsung TV failed to substantiate her claim of...

Rohtak District Commission Holds New India Assurance Co. Liable For Wrongful Repudiation Of Valid Damaged Car Claim

The District Consumer Disputes Redressal Commission, Rohtak (Haryana) bench comprising Sh. Nagender Singh Kadian (President), Dr. Tripti Pannu (Member) and Sh. Vijender Singh (Member) held New India Assurance Company liable for wrongful repudiation of a valid claim for a car involved in an accident. The Insurance Company failed to provide adequate evidence to prove that the repudiation...